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Payments Perspectives Blog

Who Is Fraud and What Does Fraud Do?

Alissa Saoutina |

With large merchants such as Target and eBay making headlines with historical data breaches, opening up potential for fraud, I set out to understand what fraud means and what payments ecosystem players (i.e., consumers, merchants, processors, networks) are doing to address it. In the payments world fraud is associated with an unauthorized use of personal
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How to Enjoy Labor Day without Jerry Lewis, or, Spending Pulse Predicts a Gas Surge

Theodore Iacobuzio |

MasterCard’s Spending PulseTM, Advisors’ macroeconomic indicator based on aggregated and anonymous consumer spend patterns, is predicting a surge in gas usage, as Americans decide to squeeze a little more out of Summer during the upcoming  Labor Day weekend. Check it out here, as well as the infographic that spells out some of the key numbers below.

Local Heroes Part 2: Creating a Sales Culture

Margaret Shine |

As I detailed in my last post, the post-crisis economy produced revolutionary changes in the financial services market and consumer credit behavior. One of the less predictable results of the 2009-to 2013 period of time was the growth of community banks. According to the FDIC, the assets of community-based banks (between $100 million and $1
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Unbanked at the Crossroads

Banqi Yin |

For most of us, having a bank account is as natural as breathing. However, according to a 2011 national survey released by the Federal Deposit Insurance Corporation, around 8.2 percent of U.S. households are unbanked. That means one in 12 households in the nation conduct all of their financial transactions outside of the banking system.
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Hong Kong SpendingPulse June 2014: The slowing of the train

Sarah Quinlan |

The Market Insights team at MasterCard Advisors has just put together the results of the Spending Pulse report for Hong Kong detailing June spending, and the story is a crucial one for anyone watching this space. This month’s results are knitting together a few key themes that have been underway for a while. The economic
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