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Payments Perspectives Blog

Colombia: The Next Brazil?

The new up-and-coming emerging economies are the CIVETS: Colombia, Indonesia, Vietnam, Egypt, Turkey, and South Africa, according to Robert Ward, global forecasting director for the Economist Intelligence Unit.  According to Mr. Ward, they are ready to become the next BRICs. Unless you have been living under a brick yourself for the last 10 years, you’ve
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Saving the Sale

I was recently shopping at an EMS store for a fleece vest for my wife.  I found the one I wanted, in the color I wanted, but they didn’t have her size.  “Do you have this in a small?” I asked a clerk. “Let me check,” and off he went to the back room.  A
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Young Guns

According to the U.S. Department of Labor, almost half of Millennials—defined by the Pew Research Center as Americans 28 years old and younger—were unemployed in 2010. The question is, what are they going to do about it? Late last year I attended a company meeting highlighting Dell’s America’s Favorite Small Business campaign, run in partnership
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Going Steady: Peggy Sue Has My Facebook Password

Despite the best intentions of parents, educators, and the media, teenagers continue to engage in risky behaviors that adults don’t approve of. I’m talking about teens sharing their Internet passwords with their boyfriends and girlfriends. The wisdom of this trend highlights an important issue in digital culture that is transforming how people—and businesses—act online: How
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Global Lessons on Migrating Consumers from Cash to Electronic Payments

Any global, broad-based payments issue first yields a lot of noise in the data: Every market in the world is going to vary, subtly or not, from every other market. That means that when common denominators do emerge, they’re very powerful—in part simply because they are applicable globally. Here’s one: Consumer adoption of electronic payment
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  Providing Incentives to Boost Adoption of Electronic Payments in India

• What's New

  • Providing Incentives to Boost Adoption of Electronic Payments in India
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  • Remaining Relevant: Seven Consumer Trends to Watch—and Act On
  • Transaction Scoring: Where Risk Meets Opportunity

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