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Payments Perspectives Blog

Coin Gives Love a Bad Name

Peter Reville |

Back in December I penned a blog post confessing to falling in and out of love with Coin.  I really wanted to believe, but the facts were too hard to ignore. Coin is the device, about the size of a credit card, that can store all my plastic card information for use instead of the
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Analytics Tide Shifts Toward the Future

John Gaffney |

Tablet sales and eCommerce spending. They’re connected, but not in the way merchants might think. Recent data around both represent a clear move toward predictive analytics and decreasing reliance on rearview data. Awash as we are in the era of data abundance, it’s always telling when the tide starts to show some clear direction. While
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Who Is Fraud and What Does Fraud Do?

Alissa Saoutina |

With large merchants such as Target and eBay making headlines with historical data breaches, opening up potential for fraud, I set out to understand what fraud means and what payments ecosystem players (i.e., consumers, merchants, processors, networks) are doing to address it. In the payments world fraud is associated with an unauthorized use of personal
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How to Enjoy Labor Day without Jerry Lewis, or, Spending Pulse Predicts a Gas Surge

Theodore Iacobuzio |

MasterCard’s Spending PulseTM, Advisors’ macroeconomic indicator based on aggregated and anonymous consumer spend patterns, is predicting a surge in gas usage, as Americans decide to squeeze a little more out of Summer during the upcoming  Labor Day weekend. Check it out here, as well as the infographic that spells out some of the key numbers below.

Local Heroes Part 2: Creating a Sales Culture

Margaret Shine |

As I detailed in my last post, the post-crisis economy produced revolutionary changes in the financial services market and consumer credit behavior. One of the less predictable results of the 2009-to 2013 period of time was the growth of community banks. According to the FDIC, the assets of community-based banks (between $100 million and $1
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