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Payments Perspectives Blog

The New U.S. Consumer, Credit Card and Debit Cards

Theodore Iacobuzio |

I recently addressed MasterCard’s U.S. Markets meeting, Connections, in Los Angeles, about the latest version of our credit/debit work, the completed version of which should be ready next quarter. A good summary of the major findings is in this interview I gave to the McClatchy papers.

Security Still Keeps Financial Service Executives Up At Night: Aite Reports

Nitin Sumangali |

Payments card security is always a topic of conversation among financial services professionals, but in the last year it has taken on a new dimension: with the imminent transition to EMV in the U.S., and the announcement of Apple Pay, more and more executives are thinking about the topic. Shirley Inscoe and our friends at
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It’s Always Sunny in Cupertino: Mom and Apple Pay and Security

Theodore Iacobuzio |

Turns out my friend Julie Conroy of Aite picked a good date to publish her piece on mobile malware, what with the Apple (and MasterCard) announcement and all. Thoughts from our readers on this issue would be welcome in this corner.

It’s Like Bedbugs: Or, Malware Goes Mobile

Theodore Iacobuzio |

It’s not just merchants who are going omnichannel: so are the bad guys. My friend Julie Conroy at Aite is due tomorrow to publish a paper that shows how fraudsters are adapting malware, their favored tool in the wired world, to mobile devices. According to Julie, unique mobile malware strains released between this year and
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The Big Artillery Is Lining Up for Digital (That’d Be Cashless) Payments

Amit Jain |

Big news in the payments world revolves around a strong push from the World Bank for “digital payments”—or cashless payments. From the consumer’s point of view, the global card networks are going to be central in the digitization of cash in the future. The occasion for the World Bank push is the release of a
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