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Nitin Sumangali

Nitin Sumangali

Nitin Sumangali
Analyst, Global Insights

Nitin Sumangali is an Analyst in the Global Insights group of MasterCard Worldwide. He is responsible for analyzing MasterCard and third-party research to support the development of market, consumer, and financial insights that can strengthen the performance of MasterCard and its customers worldwide. Mr. Sumangali is based in Purchase, N.Y. and can be reached at

Recent Posts

A Warmer, Friendlier Lender: Vouch vs. Payday Lending

Borrowing money is like moving to a new apartment: it’s a pain and expensive, but it will cost you less if you get some help from your friends. That (clumsy) analogy is one of the ways I’ve tried to explain the premise behind the Bay Area startup Vouch since I learned about it a few
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Big Data and Financial Inclusion: The Story Beyond Davos

Financial inclusion remains a big topic for policymakers and financial industry professionals, especially as we are in the afterglow of Davos. However, the end of the World Economic Forum doesn’t spell the end of this topic. Global Insights is readying the release of our own study about the roots of and barriers to Economic Inclusion,
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A Lesson Learned: The U.S. Consumer Post-Crisis

Even as the U.S. economy picks up, American consumers are more careful with their financial positions now than before the crisis. This was the takeaway from MasterCard CEO Ajay Banga in Davos, speaking to the Wall Street Journal. He mentions that both U.S. consumers and banks are being more prudent in how they approach their
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2014 Payments Perspectives Blog: The Greatest Hits

Now that 2014 is over, the Global Insights team has compiled a selection of the most read blog posts from last year. 2014 was a compelling year for the industry, and the wide variety of subjects covered in these top posts is a testament to how rapidly and deeply the industry is changing. The Amazing
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An Eye on the Long View: Rethinking Strategy for the Unbanked

The focus on getting more U.S. unbanked consumers into the banking system isn’t sufficiently taking into account one of the biggest barriers facing them: they think it’s too expensive. That’s the premise of a recent New York Times op/ed New School Professor by Lisa Servon. In her piece, she describes working at RiteCheck in the
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