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Nitin Sumangali

Nitin Sumangali

Nitin Sumangali
Program Manager, Global Insights

Nitin Sumangali is a Program Manager in the Global Insights group of MasterCard Worldwide. He is responsible for analyzing MasterCard and third-party research to support the development of market, consumer, and financial insights that can strengthen the performance of MasterCard and its customers worldwide. Mr. Sumangali is based in Purchase, N.Y. and can be reached at

Recent Posts

SXSW Diaries Part 2: 10 Inventions that Will Revolutionize Retail

As part of the SXSW festival I attended last week, there was a lot of discussion about how retail was changing in the face of innovation. One of the better presentations on this topic was the aptly named 10 inventions that will revolutionize retail, given by David Roth of WPP’s The Store and Jon Bird
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SXSW Diaries, Volume 1: Big Data Isn’t Enough

Unlike in years past where major apps like Twitter and Foursquare hit the mainstream at the festival, SXSW 2015 was focused a little closer to Earth. SXSW? The South by Southwest Festival in Austin began in 1987 as a showcase for music, added film and multimedia in 1994, and renamed the multimedia festival SXSW Interactive
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The Looming EMV Deadline: Riding to the Edge

For people in the U.S. payments industry, the October 2015 EMV deadline is like a term paper assigned at the start of the semester: you knew its date would come someday, but you imagined you’d have everything figured out by then. But a recent Aite report indicating that 34 percent of merchants had never heard
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A Warmer, Friendlier Lender: Vouch vs. Payday Lending

Borrowing money is like moving to a new apartment: it’s a pain and expensive, but it will cost you less if you get some help from your friends. That (clumsy) analogy is one of the ways I’ve tried to explain the premise behind the Bay Area startup Vouch since I learned about it a few
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Big Data and Financial Inclusion: The Story Beyond Davos

Financial inclusion remains a big topic for policymakers and financial industry professionals, especially as we are in the afterglow of Davos. However, the end of the World Economic Forum doesn’t spell the end of this topic. Global Insights is readying the release of our own study about the roots of and barriers to Economic Inclusion,
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A Lesson Learned: The U.S. Consumer Post-Crisis

Even as the U.S. economy picks up, American consumers are more careful with their financial positions now than before the crisis. This was the takeaway from MasterCard CEO Ajay Banga in Davos, speaking to the Wall Street Journal. He mentions that both U.S. consumers and banks are being more prudent in how they approach their
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2014 Payments Perspectives Blog: The Greatest Hits

Now that 2014 is over, the Global Insights team has compiled a selection of the most read blog posts from last year. 2014 was a compelling year for the industry, and the wide variety of subjects covered in these top posts is a testament to how rapidly and deeply the industry is changing. The Amazing
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