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Nitin Sumangali

Nitin Sumangali

Nitin Sumangali
Analyst, Global Insights

Nitin Sumangali is an Analyst in the Global Insights group of MasterCard Worldwide. He is responsible for analyzing MasterCard and third-party research to support the development of market, consumer, and financial insights that can strengthen the performance of MasterCard and its customers worldwide. Mr. Sumangali is based in Purchase, N.Y. and can be reached at

Recent Posts

The Future of Money and Music, or: The Ballad of Ajay and Tay Tay

As part of their 125th Anniversary, The Wall Street Journal has asked several notable people in business and culture to write about the future of their business. Along with Taylor Swift discussing the future of the music business, MasterCard CEO Ajay Banga has also written about the future of money and how efforts to boost
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Who Will Disrupt the Disruptors? Or, Understanding a Technology Buzzword

Ever since Jill Lepore’s New Yorker piece came out on “disruption” as an innovation concept, the Internet has been abuzz with commentary. By providing historical context on the concept and how it has begun to dominate discussion about innovation and creativity in the technology sphere, Lepore has caused many of us to rethink what all
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CFSI Emerge Conference: Inclusion and the Lending Question

The US underbanked population in 2008 (i.e., pre-crisis and pre-Durbin) was about 40 million households (roughly 35 percent of the total number of households) or 106 million individuals. This includes both those people who have no current checking or savings account as well as those who may have these accounts, but made one or more
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The Power of One: A Conversation with Gary Kearns and Robin Lewis

Retailing is in a state of constant change and data will be the best tool companies have to survive and thrive. That was the message delivered by retail guru and “The Robin Report” editor Robin Lewis and Gary Kearns, MasterCard Advisors Executive Vice President of Information Services at an exclusive webinar at MasterCard this week. “The Power of One: A
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The Merchant Scope: Technology and Small Merchants

While nearly 90 percent of small to mid-sized globally merchants have an online presence, only one in five actually offers consumers the option to buy their products and services on an eCommerce site. Surprised? Small merchants face sizable barriers standing between them and the technology that could help them compete with today’s global mega-chains. Understanding
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SaaS: Starbucks as a Service

Starbucks fiscal Q2 this year showed profits for that period were $427 million, a nine percent increase from last year. Much of the conversation in the post-earnings days has been about Starbucks’ plans to expand its evening menu into beer and wine, or about how a growing portion of their revenue is coming from food.
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MasterCard and Tufts Fletcher School Team Up For Inclusive Cities

MasterCard’s Center for Inclusive Growth is a research and philanthropy group within MasterCard dedicated to learning about and advancing economic freedom for the world’s poorest people. The Center fosters collaboration between the private sector, governments, non-profits, and academia to generate the best ideas and projects to develop the best ideas and plans to achieve the
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