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Nitin Sumangali

Nitin Sumangali

Nitin Sumangali
Senior Analyst, Global Insights

Nitin Sumangali is a Senior Analyst in the Global Insights group of MasterCard Worldwide. He is responsible for analyzing MasterCard and third-party research to support the development of market, consumer, and financial insights that can strengthen the performance of MasterCard and its customers worldwide. Mr. Sumangali is based in Purchase, N.Y. and can be reached at

Recent Posts

How to Make Big Data More Usable

Big data has exploded over the past few years, as companies across industries are grappling with both the increased volume and growing velocity of the sources of data. How to harness all this data and use it to make better decisions requires sophisticated types of advanced analytics in order to separate the truly useful data from
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Student Loans: Looming on the Consumer Horizon

Student loan debt is one of the big topics among those who watch the U.S. consumer. It is written about very often, especially in the business press, and is generally focused on how it might impact a young consumer base exiting college with high debt levels and a demanding job market. Typically these stories focus
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Not Looking for a Game of Chance: the Changed U.S. Consumer

Here at MasterCard, the Global Insights team publishes regularly on the changes to the U.S. consumer post-crisis. In our larger pieces like the Road to Recovery series (latest version is coming soon, so stay tuned) or with short blogs, we try to present the information that leads to a deeper understanding as to what changes
Read More The New Kid on the Block

Here at Payments Perspectives, we talk a bit about Amazon. When you touch on eCommerce, or retail in general, they are hard to ignore. So when a new eCommerce site with a lot of hype arrives on the scene, and is touted as an Amazon rival, we tend to notice that too. Last week saw
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Safety and Security Infographic Series 4: The Social Deficit

As Global Insights wraps up its series of infographics about consumer attitudes regarding security of personal and payments information in eCommerce, it’s worth recapping the topics these infographics touched on. The first infographic in the series was about how consumers’ concern about their personal and payments information was roughly equal across online and offline merchants, suggesting that
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Safety and Security Infographic Series 3: The Tale of Demographics

Global Insights has been producing a series of infographics about consumer attitudes to the security of personal and payments information in eCommerce. These infographics are the result of survey work conducted across six global markets and uncovers both attitudes and behavior that brings more depth to our understanding of just what is driving consumers’ decisions around
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The Story of Savings and Credit at CFSI Emerge 2015

I’ve written about my recent trip to Austin for the CFSI Emerge conference, and one of the most interesting panel discussions I attended there was called “Spikes and Dips – Serving Americans with Cash Flow Management Challenges.” In that panel, Rachel Schneider from the CFSI restated an idea that I think many people might know
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