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Nitin Sumangali

Nitin Sumangali

Nitin Sumangali
Analyst, Global Insights

Nitin Sumangali is an Analyst in the Global Insights group of MasterCard Worldwide. He is responsible for analyzing MasterCard and third-party research to support the development of market, consumer, and financial insights that can strengthen the performance of MasterCard and its customers worldwide. Mr. Sumangali is based in Purchase, N.Y. and can be reached at

Recent Posts

An Eye on the Long View: Rethinking Strategy for the Unbanked

The focus on getting more U.S. unbanked consumers into the banking system isn’t sufficiently taking into account one of the biggest barriers facing them: they think it’s too expensive. That’s the premise of a recent New York Times op/ed New School Professor by Lisa Servon. In her piece, she describes working at RiteCheck in the
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Merchant Scope: How to Bank On SME Merchants

If there was one dominant statistic from our recent Merchant Scope study “Small-To-Mid Sized Merchants Seek Competitive Technology in an Omni-Channel World” it was this: 90 percent of small-to-medium-sized merchants have an eCommerce presence. Only 20 percent can take live orders and process payments. It is a daunting gap, especially when stacked against the technology
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The Future of Money and Music, or: The Ballad of Ajay and Tay Tay

As part of their 125th Anniversary, The Wall Street Journal has asked several notable people in business and culture to write about the future of their business. Along with Taylor Swift discussing the future of the music business, MasterCard CEO Ajay Banga has also written about the future of money and how efforts to boost
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Who Will Disrupt the Disruptors? Or, Understanding a Technology Buzzword

Ever since Jill Lepore’s New Yorker piece came out on “disruption” as an innovation concept, the Internet has been abuzz with commentary. By providing historical context on the concept and how it has begun to dominate discussion about innovation and creativity in the technology sphere, Lepore has caused many of us to rethink what all
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