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Nitin Sumangali

Nitin Sumangali

Nitin Sumangali
Analyst, Global Insights

Nitin Sumangali is an Analyst in the Global Insights group of MasterCard Worldwide. He is responsible for analyzing MasterCard and third-party research to support the development of market, consumer, and financial insights that can strengthen the performance of MasterCard and its customers worldwide. Mr. Sumangali is based in Purchase, N.Y. and can be reached at

Recent Posts

The Power of One: A Conversation with Gary Kearns and Robin Lewis

Retailing is in a state of constant change and data will be the best tool companies have to survive and thrive. That was the message delivered by retail guru and “The Robin Report” editor Robin Lewis and Gary Kearns, MasterCard Advisors Executive Vice President of Information Services at an exclusive webinar at MasterCard this week. “The Power of One: A
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The Merchant Scope: Technology and Small Merchants

While nearly 90 percent of small to mid-sized globally merchants have an online presence, only one in five actually offers consumers the option to buy their products and services on an eCommerce site. Surprised? Small merchants face sizable barriers standing between them and the technology that could help them compete with today’s global mega-chains. Understanding
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SaaS: Starbucks as a Service

Starbucks fiscal Q2 this year showed profits for that period were $427 million, a nine percent increase from last year. Much of the conversation in the post-earnings days has been about Starbucks’ plans to expand its evening menu into beer and wine, or about how a growing portion of their revenue is coming from food.
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MasterCard and Tufts Fletcher School Team Up For Inclusive Cities

MasterCard’s Center for Inclusive Growth is a research and philanthropy group within MasterCard dedicated to learning about and advancing economic freedom for the world’s poorest people. The Center fosters collaboration between the private sector, governments, non-profits, and academia to generate the best ideas and projects to develop the best ideas and plans to achieve the
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Perceptions of Cash—Deceptive and Dangerous

When BloombergBusinessweek published a recent story entitled “As Cash Use Drops, Do Crime Rates Follow?” I must confess I was very intrigued. This is precisely the type of story that matches my interests—it talks about an economic/financial issue and ties it into a larger social trend. It’s right up my alley. The article then goes
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Watchful Borrowing: The U.S. Consumer in 2013

U.S. consumers post-crisis who are borrowing on their credit cards are doing so at levels they feel comfortable with—that is to say, they have readjusted ability to borrow into channels they think are less risky. According to recently released data by the Federal Reserve Bank of New York, household debt grew by $241 billion in
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U.K. Consumer Confidence Rising: A SpendingPulse Story

With department stores continuing to draw spending from consumers, government housing stimulus promoting spending in the furniture sector, and the continued growth of eCommerce retailing, there are a number of positive indicators for the U.K. economy, coming off the back of an improved 2013. Altogether January saw U.K. consumers spending more and expressing more confidence.
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