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Theodore Iacobuzio

Theodore Iacobuzio

Theodore Iacobuzio
Vice President, Global Insights

Theodore Iacobuzio is vice president in charge of Global Insights, MasterCard’s interdisciplinary thought leadership organization. He and his team use research and analysis to better understand consumer behavior and market dynamics—and how those insights can strengthen the business performance of MasterCard customers around the world. Under his direction, MasterCard has published groundbreaking work on payments profitability, the myth of debit “cannibalization,” global debit point-of-sale migration, remittances in Asia/Pacific and the Middle East, and affluent segmentation in Brazil.

Prior to joining MasterCard in 2009, Mr. Iacobuzio led the Payments Practice at TowerGroup. Based in Purchase, N.Y., he can be reached at ted_iacobuzio@mastercard.com.

Recent Posts

The Internet of Things Reveals There Are Two Kinds of People

There’s a lot of heat and noise out there among the punditocracy regarding the Internet of things, or the wiring of America—and the rest of the world, for that matter. For contrasting views, see the Washington Post’s level-headed and very slightly left of center economist Robert Samuelson, and Irving Wladawksy-Berger. We report. You decide.

Low Gas Prices Part of the New Normal—and the Next Christmas

Interesting story in today’s Wall Street Journal [subscription required] about gas prices. They’re not going anywhere, that is to say they’re going to stay low. It’s hard to exaggerate how important a factor this is in the creation of the new normal. So far the evidence is murky as to whether consumers are spending or
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The U.S. Consumer Has Changed, but Are the Banks Listening?

The world continues to catch up with Global Insights. The latest to jump on the credit/debit bandwagon is uber regulator Richard Cordray, who, according to NPR, recently told a Senate panel, “Coming out of the financial crisis, consumers have been more responsible about thinking about how to approach their credit card debt.” Cordray, the head
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You Heard That Right: U.S. Accounts for Half of All Global Card Fraud

One truth is emerging more and more as the global shift in form factor—whether to a secure chip, or to an active, digital, visual, mobile medium—gathers momentum. And that is the integral relation of security to shopping, shopping to money, and spend to savings. In today’s world that means omnishopping, and what you might want
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Luxury and the Tempered But Tactical U.S. Consumer

Great evening yesterday at the Luxury Marketing Council’s sort-of weekly thought-leadership get together. There was no need to tell the audience that the drastic and permanent changes in post-crisis U.S. consumers as rendered in our latest installment of credit/debit have a direct effect on luxury brands, luxury stores and luxury experiences. The point is that
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