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Theodore Iacobuzio

Theodore Iacobuzio

Theodore Iacobuzio
Vice President, Global Insights

Theodore Iacobuzio is vice president in charge of Global Insights, MasterCard’s interdisciplinary thought leadership organization. He and his team use research and analysis to better understand consumer behavior and market dynamics—and how those insights can strengthen the business performance of MasterCard customers around the world. Under his direction, MasterCard has published groundbreaking work on payments profitability, the myth of debit “cannibalization,” global debit point-of-sale migration, remittances in Asia/Pacific and the Middle East, and affluent segmentation in Brazil.

Prior to joining MasterCard in 2009, Mr. Iacobuzio led the Payments Practice at TowerGroup. Based in Purchase, N.Y., he can be reached at

Recent Posts

Separate Checks: EMV on the Menu at TRANSACT15

It’s all EMV all the time here at TRANSACT15, the big acquirer and ISO show the Electronic Transactions Association (ETA) puts on, this year in San Francisco. And who shall blame them? After all, the Great Liability Shift is due to come down October of this year. ISOs, or Independent Sales Organizations, are in fact
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Inclusion and the Cloud: Mobile World Congress Reporter’s Notebook

The big news at Mobile World Congress in Barcelona last week was course the unveiling of Samsung Pay, as evidenced by the nearly 2,000 articles within 24 hours written on the subject, most definitely including Mashable, where the story has been shared more than 2,700 times since the announcement. For MasterCard, of course, the big
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“The Consumer as Controller in Chief”: Catch up to Her

Our friend Robin Lewis, of the Robin Report, an online newsletter concerned with all things retail, looked in a recent piece back at 2014 in hopes of seeing what 2015 might hold. The newsletter’s subject line caught my eye, a phrase he repeats in the body of the newsletter: “The Consumer Is Controller in Chief.”
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Economic Inclusion: Identifying the Connectors

At the recent Word Economic Forum (WEF) in Davos, Switzerland, MasterCard CEO Ajay Banga talked about the importance of connectors in advancing economic inclusion, a key theme of upcoming research from Global Insights. Stay tuned for more on that.

MasterCard at Davos WEF 2015: It’s All about Inclusion

As you likely know, MasterCard CEO Ajay Banga is making a splash at this year’s global World Economic Forum meeting way up in the Swiss Alps. The big topic is inclusion, about which Global Insights will have something to say before too long, so watch this space. Meanwhile, if this piece is right and organizational
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