Westley Koenen
Group Head, Global Credit Risk Solutions
Westley Koenen is Senior Vice President and Group Head of Global Credit Risk Solutions within MasterCard Advisors. As head of Advisors’ global credit risk business, Mr. Koenen and his team focus on helping consumer and commercial lenders to leverage MasterCard’s deep knowledge and data assets in all aspects of the credit risk lifecycle—from acquisition marketing to consumer insights. Prior to joining MasterCard Advisors, Mr. Koenen was General Manager and Head of Sales for Experian Consumer Direct, the single largest business unit within Experian PLC. Based in San Ramon, CA, Mr. Koenen can be reached at westley_koenen@mastercard.com.
Here are two news items that, taken together, indicate pretty clearly—as far as seemingly contradictory data can—the challenges facing the U.S. credit card business as it seeks to recover and rebuild. First, as everybody knows, the U.S. unemployment rate inched up to 9.2 percent in June; and, as everybody in the card business knows, Federal
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