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Recent Blog Posts

Perceptions of Cash—Deceptive and Dangerous

Nitin Sumangali |

When BloombergBusinessweek published a recent story entitled “As Cash Use Drops, Do Crime Rates Follow?” I must confess I was very intrigued. This is precisely the type of story that matches my interests—it talks about an economic/financial issue and ties it into a larger social trend. It’s right up my alley. The article then goes
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Small Businesses Going for the Win

Alissa Saoutina |

Are you a small business? Does the thought of keeping doors open tomorrow and winning sales this month keep you up at night? Eugene DeSilva, MasterCard’s group head responsible for the SME segment, talks to PYMNTS.com about small business’s outlook today; he offers advice to small business owners regarding securing funding for tomorrow’s initiatives. Go
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The Changing Face of Banking, or, What Is a Bank, Anyway?

Alissa Saoutina |

I know, you are probably wondering: “Where is the payments perspective in the message of the picture above?” But, think again. Is the message true? Who is it for? Will Citizen M hotel put Hilton Hotels & Resorts out of business? Probably not. To contrast with the message of the picture, consider this: the ability to
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Do You Want a Wocket in your Pocket?

Peter Reville |

A recent article on PYMNTS.com introduces us to the latest payment gizmo, Wocket.  As I understand it, the Wocket is an independent piece of hardware biometrically locked that stores multiple cards. Once the device is unlocked, the Wocket sends the relevant card information is sent to a dynamically programmable “card” that comes with the wallet. 
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Be Seeing You: Welcome to Creepy Town

Peter Reville |

I think we’re getting a little closer to understanding how consumers define creepy—in the personal tracking sense, that is.  A recent article in CNN Money on tracking in-store shopping behavior cites a study commissioned by consumer feedback company OpinionLab. Three-quarters of respondents (77 percent) report that in-store tracking—retailers’ ability to locate where you are in
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Devotion and Dependability

Alissa Saoutina |

Here is a brief story about my recent experience buying a cappuccino in a Starbucks in the UK. On a cool Sunday morning on my way to a wedding in London, I was hankering for a hot cup of coffee. The streets around King’s Cross station were quiet and it was with ease that I
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