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Recent Blog Posts

The Mariah Carey Algorithm Problem

Shubhra Srivastava |

Stale algorithms are dangerous. If you want proof, let’s revisit Christmas 2015. Let’s call it the Mariah Carey algorithm problem. It’s fixable. But think back to December, when Mariah’s “All I Want For Christmas” was completely inescapable. Released In 1994, it hit No. 11 on the Billboard charts for the weeks of Dec. 23, 2015
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Happy Birthday to Us: More on Payments Perspectives’ Anniversary

Andi DeFonce |

We can’t help but take a ride down memory lane, seeing as it’s Payments Perspectives’’ fifth birthday, by reflecting on dynamic economic trends and insights. Back in 2011, we shed light on cities’ resilience to the economic crisis, especially the pronounced destinations of international travel. Our most popular blog post for the year contributed by
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The (Uneven) Digitization of the US Economy

Irving Wladawsky-Berger |

Digital technologies are all around us, – increasingly ubiquitous and commoditized.  But, are they a major source of competitive differentiation? Are they still a strategic value to business? Can digital innovation drive long term economic growth? Several weeks ago, the McKinsey’s Global Institute (MGI) published a report addressing these questions. Digital America: A tale of the haves and have-mores aims to quantify
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