Our own Irving Wladawsky-Berger has a nice piece in the Wall Street Journal on the Digital Evolution Index which you can find here [subscription required].
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Student loan debt is one of the big topics among those who watch the U.S. consumer. It is written about very often, especially in the business press, and is generally focused on how it might impact a young consumer base exiting college with high debt levels and a demanding job market. Typically these stories focus
There’s a lot of heat and noise out there among the punditocracy regarding the Internet of things, or the wiring of America—and the rest of the world, for that matter. For contrasting views, see the Washington Post’s level-headed and very slightly left of center economist Robert Samuelson, and Irving Wladawksy-Berger. We report. You decide.
Interesting story in today’s Wall Street Journal [subscription required] about gas prices. They’re not going anywhere, that is to say they’re going to stay low. It’s hard to exaggerate how important a factor this is in the creation of the new normal. So far the evidence is murky as to whether consumers are spending or
Here at MasterCard, the Global Insights team publishes regularly on the changes to the U.S. consumer post-crisis. In our larger pieces like the Road to Recovery series (latest version is coming soon, so stay tuned) or with short blogs, we try to present the information that leads to a deeper understanding as to what changes
The world continues to catch up with Global Insights. The latest to jump on the credit/debit bandwagon is uber regulator Richard Cordray, who, according to NPR, recently told a Senate panel, “Coming out of the financial crisis, consumers have been more responsible about thinking about how to approach their credit card debt.” Cordray, the head
One truth is emerging more and more as the global shift in form factor—whether to a secure chip, or to an active, digital, visual, mobile medium—gathers momentum. And that is the integral relation of security to shopping, shopping to money, and spend to savings. In today’s world that means omnishopping, and what you might want