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Recent Blog Posts

Don’t Take That Holly Jolly Christmas to the Bank

Sarah Quinlan |

It wasn’t exactly euphoria, yet there were words like “strong” and “better than expected” published around last week’s jobs and GDP numbers. But their predicative power in re the coming holiday season is so far at least ambiguous. First, employment, which according to the Establishment Survey (corporations), had 60,000 jobs added to the September and
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Mythbusting on the Unbanked and Underserved in Europe

Theodore Iacobuzio |

Mark Twain famously said it isn’t what people don’t know that hurts them; it’s what they do know that isn’t so. Like financial inclusion. In the developed world it’s all about migrants and the undocumented right? Not so fast. Please, if you haven’t already, take a look at some absolutely splendid work the MasterCard Europe
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The New Frontier of Mobile Payments: Lose the Phone

Nitin Sumangali |

The next move in mobile payments might be taking a truly revolutionary step: skipping the mobile phone altogether. A new offering broadly categorized as “mobile payments” does not in fact use a mobile phone as the device to initiate payment. The Rochester, NY technology and design firm redbottle design has created a product called GlassPay,
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The Road to Recovery: Consumers as Small Businesses

Nitin Sumangali |

Since the latest version of the Global Insights team’s paper on changing credit and debit card spending dynamics, I’ve had opportunities to talk about the paper’s findings with journalists and people in the industry who are interested in the nature of these changes. One of the interesting parts of these discussions is to see what
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