Video: Christina Sommer on the MasterCard Morning Brew
Sabrina Tharani |Christina Sommer discusses MasterCard payment trends for 2013, in Purchase, New York. Read more about the Seven Consumer Trends on the Payments Perspectives Blog.
Payments Perspectives Blog
Recent Blog Posts
Risk, Danger and a World Beyond Cash
Hugh Thomas |An interesting article in the American Banker had a slightly misleading headline: “What Are the Most Dangerous Countries for Banks?” Turns out the story isn’t about “danger,” which is pretty unambiguously a bad thing, but about risk, which is not. Some of the most “dangerous” countries include China and Russia, and it’s unlikely anybody is
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The End of Cash, or, Barron’s Gets Religion
Theodore Iacobuzio |See, it’s not just us. Barron’s, much more of the tip sheet than its statesmanlike cousin, The Wall Street Journal, points to some pretty compelling McKinsey & Co. data to make its case that, yes, cash is increasingly on the way out, and there’s an infrastructure in place on the rails of which such a
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Alternative Lending in Latin America: A Model to Engage the Unbanked
Sabrina Tharani |The practice of finding credit availability from non-bank lenders is entrenched in Latin America— four out of the top 10 alternative lending markets globally (Mexico, Brazil, Argentina and Chile) are in the region. This is partly because of the cost of funds—the interest rate in Argentina is 15.2 percent and 7.5 percent in Brazil compared
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Small Businesses: Making the World Go Round
Christina Sommer |Intuitively we all know that small businesses make the world tick – they are where you buy the newspaper on your way to the train in the morning, where you pick up your dry cleaning on your way home and where you share meals with your family. But do you know just how much these
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The Impressionable Youth: A Perspective on Japan’s Payment Outlook
David Laskin |As in any developed market, there are very distinct generational gaps in Japanese society; each cohort is characterized differently and has adopted behaviors specific to its peer group. One of the most obvious behavioral differences revolves around payment and how the individual transacts in the local and global economy. The Japanese youth are different from
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Getting It at Facebook
Theodore Iacobuzio |Quote of the week: “We deeply believe that surprises are bad,” said Sam Lessin, Facebook’s director of product development. “When users are surprised, no one wins.”
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Authors
Sabrina Tharani
Analyst, Global Insights
Sabrina Tharani is an Analyst in the Global Insights group of MasterCard Worldwide. She is responsible for analyzing MasterCard and third-party research to support the development of market, consumer, and financial...
Theodore Iacobuzio
Vice President, Global Insights
Theodore Iacobuzio is vice president in charge of Global Insights, MasterCard’s interdisciplinary thought leadership organization. He and his team use research and analysis to better understand consumer behavior and market dynamics—and...
Nitin Sumangali
Analyst, Global Insights
Nitin Sumangali is an Analyst in the Global Insights group of MasterCard Worldwide. He is responsible for analyzing MasterCard and third-party research to support the development of market, consumer, and financial...
Christina Sommer
Vice President, Global Insights
Christina Sommer is a Vice President in the Global Insights group of MasterCard Worldwide. She has 14 years of experience in the financial services industry, specializing in retail banking and payments...
Yuwa Hedrick-Wong
Global Economic Advisor, MasterCard Worldwide
Yuwa Hedrick-Wong is currently Adjunct Professor at the Sauder School of Business, University of British Columbia, Vancouver, B.C. Canada. Yuwa is a business strategist and economist with 25 years of experience...
David Laskin
Analyst, Global Consumer Products
David Laskin is an Associate Analyst in the Global Consumer Products group of MasterCard Worldwide. He supports the consumer credit and consumer debit management team, which is responsible for short-term and...
Steven Paese
Consultant, MasterCard Advisors
Steven Paese is a Consultant for MasterCard Advisors. As a generalist consultant, he has executed payment engagements across multiple disciplines to external clients and internal senior management. He specializes in the...
Dr. Martyn Davies
CEO, Frontier Advisory
Dr Martyn Davies is the Chief Executive Officer of Frontier Advisory, a leading research, strategy and capital advisory firm that specialises in emerging markets. Martyn is a Young Global Leader of...
Peter Reville
Vice President, Consumer and Market Intelligence Group
Peter Reville is a vice president in the Consumer and Market Intelligence Group of MasterCard Worldwide. He specializes in using primary and secondary information resources to guide MasterCard’s digital strategy and...