Monthly Archives: June 2013

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Finding the Emerging Affluent: Follow the Technology

It is common knowledge that banks are faced with a challenge to generate, or should I say regenerate revenue on a consistent basis. As a result of a combination of forces that include regulatory and economic pressures as well as technological and consumer trends, banks are taking action to identify debit cardholders whose POS spend
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Prepaid, Big Data and Credit Worthiness: Themes from the 8th Annual Underbanked Financial Services Forum

The 8th Annual Underbanked Financial Services Forum in Miami last week was a three-day collaboration involving financial service innovators—representatives from networks, like yours truly, to banks and credit unions, payment and technology firms, non-profit organizations, researchers and regulators. In a series of seminars, keynote speeches, networking sessions and information luncheons, the industry united on a
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Spending, but Cautious: The U.S. Consumer Situation

The U.S. consumer is spending more, but remains cautious about what he’s spending on, focusing on “needs” rather than just “wants.” That’s the takeaway from MasterCard’s Sarah Quinlan in her June 10 appearance on Bloomberg. Quinlan notes that while MasterCard SpendingPulse indicates that May retail sales growth was 4.4 percent, the strongest since November of
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