Monthly Archives: September 2013

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Measuring Progress Toward A Cashless Society

There are several reasons not to like cash, but ours remains a cash-based world. The “Cashless Journey” project was undertaken to track progress towards cashless economies. The results are sometimes surprising. The journey is usually a gradual trek toward electronic payments shaped by local factors. Cash accounts for about 85% of global consumer transactions. This
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E-Commerce is the Big Winner in Back-to-School Sales

The back-to-school shopping season is the second-biggest selling period of the year for U.S. retailers, behind the winter holidays. This year , the back-to-school bump was generally less than the retail industry expected. According to the latest SpendingPulse™ report by MasterCard Advisors, total US retail sales for August saw a 3.9 percent year-over-year increase. However, e-Commerce
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MasterCard’s Update on the State of the U.S. Consumer: Credit Card Rewards Remain Crucial

One of the key messages emerging as MasterCard prepares to release the fourth Global Insights study of the credit/debit dynamic among U.S. consumers is the continued importance of rewards. “Continued importance”:  this analysis has offered the opportunity to take a historical view of changes in attitudes and behaviors among U.S. consumers as regards their spending,
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