Monthly Archives: February 2014

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Mobile Payments: Closer by the Day

Despite e-Commerce and m-Commerce growing at double digits year over year (13% e-Commerce growth and 26% m-Commerce growth in 3Q 2013 based on comScore Reports), payment networks, issuers, telecoms, merchants and all the other players enabling commerce are fighting for tiny increments of share in face-to-face mobile payments. Why? Even though online shopping is growing, the
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U.K. Consumer Confidence Rising: A SpendingPulse Story

With department stores continuing to draw spending from consumers, government housing stimulus promoting spending in the furniture sector, and the continued growth of eCommerce retailing, there are a number of positive indicators for the U.K. economy, coming off the back of an improved 2013. Altogether January saw U.K. consumers spending more and expressing more confidence.
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The “Hard” Case for Hard Cases: EMV a No-Brainer?

Back in my high and palmy days as a research analyst, when I did an infrastructure cost analysis for EMV rollout in the U.S., the response was always that the business case was “soft”. Cut to a hard case indeed. And it looks like the industry is following suit. There will be more to come.