Monthly Archives: January 2016

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Happy Birthday to Us: More on Payments Perspectives’ Anniversary

We can’t help but take a ride down memory lane, seeing as it’s Payments Perspectives’’ fifth birthday, by reflecting on dynamic economic trends and insights. Back in 2011, we shed light on cities’ resilience to the economic crisis, especially the pronounced destinations of international travel. Our most popular blog post for the year contributed by
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The (Uneven) Digitization of the US Economy

Digital technologies are all around us, – increasingly ubiquitous and commoditized.  But, are they a major source of competitive differentiation? Are they still a strategic value to business? Can digital innovation drive long term economic growth? Several weeks ago, the McKinsey’s Global Institute (MGI) published a report addressing these questions. Digital America: A tale of the haves and have-mores aims to quantify
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How to Engage the Disengaged Cardholder

Banks make big investments in new customer acquisitions and in customer retention. The more valuable opportunity is in the latter, specifically among the less engaged/inactive population. That opportunity is particularly significant for highly competitive, mature, developed markets. A recent study was conducted by MasterCard Advisors across three such markets: Singapore, the UK and the US.
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Christmas Like It’s 1999

Every year since it has been a retailing force, Amazon has published a list of “fun facts.” This year that list contained some nice nuggets about its continued dominance, but one of them seemed to freeze-frame the bipolar behavior of the global consumer. This best-selling home audio item was a cheap Jensen turntable (for vinyl
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