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Christina Sommer

Christina Sommer

Christina Sommer
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Christina Sommer is a Vice President in the Global Insights group of MasterCard Worldwide.

She has 14 years of experience in the financial services industry, specializing in retail banking and payments strategy. Her current responsibilities involve applying market, consumer, and financial insights to improve business results for MasterCard and its customers globally.

Recent Posts

M-Commerce: Mobile Payments Starting Point in Japan

As we continue to showcase the Mobile Payments Readiness Index (MPRI) around the world, I have enjoyed the discussions with colleagues, clients, analysts, and consultants about the unique challenges each market must address if mobile payments are to succeed. On the heels of yet another conference where the MPRI will be featured– this time at
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Mobile Payments: Don’t Underestimate the Cool Factor

At a cocktail party recently, I was talking to a handful of people about how much we rely on mobile phones to run our daily lives.  Naturally, given what I do for a living, I threw out a comment about how I cannot wait until we can actually use our phones to pay for our
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Mobile Payments: the Pathway to Inclusion in India

India is a market that has always fascinated me—so large, so diverse, so educated, and yet so un-banked.  According to the World Bank, only 35 percent of Indians have an account with a financial institution.  At first I attributed this to the income disparities that exist within India.  Recently, I was reviewing the results of
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Mobile Payments Adoption: A Function of Access and Convenience

With mobile payments on the horizon and much media coverage in recent weeks about new product launches (e.g., PayPass Wallet Services), a logical question emerges: Why would consumers choose to adopt this new technology? The reasons for adoption—as well as its timing—vary widely by market. There are, however, some common themes. In completing the analysis
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M-Commerce: Gateway to Mobile Payments Adoption

Over the last eight months or so, our team has been heads down working on a new and exciting project—the MasterCard Mobile Payments Readiness Index—to be launched next month.  While we are not ready to share all of the findings yet, one of the headlines is mobile commerce (m-commerce) is the payment type consumers are
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Colombia: The Next Brazil?

The new up-and-coming emerging economies are the CIVETS: Colombia, Indonesia, Vietnam, Egypt, Turkey, and South Africa, according to Robert Ward, global forecasting director for the Economist Intelligence Unit.  According to Mr. Ward, they are ready to become the next BRICs. Unless you have been living under a brick yourself for the last 10 years, you’ve
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