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Theodore Iacobuzio

Theodore Iacobuzio

Theodore Iacobuzio
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Theodore Iacobuzio is vice president in charge of Global Insights, MasterCard’s interdisciplinary thought leadership organization. He and his team use research and analysis to better understand consumer behavior and market dynamics—and how those insights can strengthen the business performance of MasterCard customers around the world. Under his direction, MasterCard has published groundbreaking work on payments profitability, the myth of debit “cannibalization,” global debit point-of-sale migration, remittances in Asia/Pacific and the Middle East, and affluent segmentation in Brazil.

Prior to joining MasterCard in 2009, Mr. Iacobuzio led the Payments Practice at TowerGroup. Based in Purchase, N.Y., he can be reached at

Recent Posts

Smart Cities Week, Washington, 2015: What Makes a City Smart?

What makes a truly digital city? That was the question your agent was asking himself as he attended sessions, visited exhibits and buttonholed colleagues at Smart Cities Week, Sept. 15-17, here in Washington, DC. Is it people? Is it networks? Is it education? Is it payments (MasterCard’s own Sarah Quinlan gave that a resounding yes)?
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World Retail Congress Reporter’s Notebook: Great Minds Think Alike Dept.

Much of great interest happening here in Rome (that’s Rome, Italy) at World Retail Congress’s annual global event. For the past two years this confab has been in Paris, and in each of the previous sessions “omnichannel” has been a buzzword. Not anymore. Now it’s the air they’re breathing. It’s no longer an issue, it’s
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The Internet of Things Reveals There Are Two Kinds of People

There’s a lot of heat and noise out there among the punditocracy regarding the Internet of things, or the wiring of America—and the rest of the world, for that matter. For contrasting views, see the Washington Post’s level-headed and very slightly left of center economist Robert Samuelson, and Irving Wladawksy-Berger. We report. You decide.

Low Gas Prices Part of the New Normal—and the Next Christmas

Interesting story in today’s Wall Street Journal [subscription required] about gas prices. They’re not going anywhere, that is to say they’re going to stay low. It’s hard to exaggerate how important a factor this is in the creation of the new normal. So far the evidence is murky as to whether consumers are spending or
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The U.S. Consumer Has Changed, but Are the Banks Listening?

The world continues to catch up with Global Insights. The latest to jump on the credit/debit bandwagon is uber regulator Richard Cordray, who, according to NPR, recently told a Senate panel, “Coming out of the financial crisis, consumers have been more responsible about thinking about how to approach their credit card debt.” Cordray, the head
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