Print Page Subscribe

Payments Perspectives Blog

Email page to a friend
Tweet this page
Share on Facebook
Share on LinkedIn
+1 This Page

Recent Blog Posts

Breaking Good: Finding New Value in Loyalty Programs

Bob Grothe |

Can breakage in loyalty programs actually be a good thing? Breakage has its benefits, beyond just cost savings. Issuers should look at breakage as another tool in the design of their loyalty program and use it to drive desired results. As any financial institution executive team knows, the largest cost of operating a loyalty program
Read More

The Mariah Carey Algorithm Problem

Shubhra Srivastava |

Stale algorithms are dangerous. If you want proof, let’s revisit Christmas 2015. Let’s call it the Mariah Carey algorithm problem. It’s fixable. But think back to December, when Mariah’s “All I Want For Christmas” was completely inescapable. Released In 1994, it hit No. 11 on the Billboard charts for the weeks of Dec. 23, 2015
Read More

Happy Birthday to Us: More on Payments Perspectives’ Anniversary

Andi DeFonce |

We can’t help but take a ride down memory lane, seeing as it’s Payments Perspectives’’ fifth birthday, by reflecting on dynamic economic trends and insights. Back in 2011, we shed light on cities’ resilience to the economic crisis, especially the pronounced destinations of international travel. Our most popular blog post for the year contributed by
Read More

The (Uneven) Digitization of the US Economy

Irving Wladawsky-Berger |

Digital technologies are all around us, – increasingly ubiquitous and commoditized.  But, are they a major source of competitive differentiation? Are they still a strategic value to business? Can digital innovation drive long term economic growth? Several weeks ago, the McKinsey’s Global Institute (MGI) published a report addressing these questions. Digital America: A tale of the haves and have-mores aims to quantify
Read More